Client Testimonials

Pender & Associates is classified as a service business, but the people we serve are in all kinds of business. We serve a wide variety of business classifications ranging from Architects, Automotive Repair, Child Care, Construction, Dentists, and Doctors to Grocers, Non-Profits, Retailers, Salons, and Wholesalers with many others in between. It is our honor to partner with these successful and distinguished members of our community. We also serve the individual insurance market segment in our area and take great pride in helping them create personal protection plans.

We asked our clients to tell us, “How are we doing?” And, we are delighted to share several of the testimonials we received with our Website visitors.


Jamison Shaw Hairdressers, Atlanta (Buckhead), GA, is recognized as one of the world's top salons. The full-service salon and Candy Shaw Codner, owner, are no strangers to media attention and celebrity clients. They train stylists from all over the globe and specialize in French haircutting and highlighting. The salon features an exclusive line of hair care products, custom blended cosmetics, and specialized services such as wedding packages.

"Our 50 year young, third-generation, family-owned business has been doing business with Pender & Associates for over 35 years. They are a one-stop-shop for our entire employee benefits package including our health, life, dental, disability, and 401(k) insurance for more than 50 employees and officers. They are professional, hard-working, knowledgeable, and well respected in the industry. We are very pleased with the results they deliver year after year and recommend their services wholeheartedly.Fred Codner, Esq., CFO, Jamison Shaw Hairdressers


Surber Barber Choate & Hertlein Architects, Atlanta, GA, is a unique, full service architectural firm which has developed expertise in several areas. The firm's projects represent a full range of styles, from classic to modern – all of which bear the mark of sensitivity to proportion, detail, and setting.

Our firm has been doing business with Pender & Associates since 1984. We are currently working with the second generation of Penders and have no doubt there will be a third someday. As Controller, dealing with insurance is about the least favorite part of my job. My agent takes away that burden by shopping for optimal coverage at the best price, making recommendations about new products, and going to bat for us when there are claims issues. The service that Pender & Associates provides to SBCH is invaluable, and they have become our friends along the way." Nancy L. Sibly Controller, Controller, Surber Barber Choate & Hertlein Architects


Suwanee Family Dentistry, Suwanee, GA, delivers state-of-the-art preventive and restorative dental care in a friendly and comfortable environment. They get to know their patients as people and care for them like family.

 “As a new small business owner, I knew I wanted to provide benefits for my employees. Yet, I had no idea how to get started. Pender & Associates helped me choose the optimal employee benefits for my practice. Prior to our renewal, my agent provides me with a market comparison to make sure we are still getting a good value and is always available to explain benefits, answer questions, and help us fight to get claims paid." Dr. Tina Heil, Suwanee Family Dentistry


Service Foods, Inc., Norcross, GA is an on-line grocer that specializes in the delivery of nutritious foods and meals directly to your home. In addition to gourmet foods, the company offers nutrition and fitness counseling via their on-line staff of dietitians, nurses, fitness experts, and chefs. The company is devoted to helping their customers live a healthier life-style.

"Pender & Associates has been our health insurance broker for more than 30 years. Service Foods, Inc. has grown and seen many changes during the last 30 years - new divisions, new subsidiaries, and new markets. Pender & Associates has always been able to keep us ahead of the curve during these changing times. I strongly recommend their great service." Dr. Keith Kantor, CEO, Service Foods, Inc.


Womack Paving Inc., Gray, Ga., provides quality paving services for private, municipal and industrial clients. Its professional contractors work on all types of projects from driveway paving to tennis courts.

"Pender & Associates came to us with a health insurance proposal in 1992 and has been our agency ever since. Our Agent has always been efficient and resolved all our issues. I can always count on our agent to keep me abreast of any changes in the law that will affect our company or employees. Pender & Associates treats us as family, not just clients. I highly recommend them to anyone." Gayle Herrington, Womack Paving Inc.


Big Brothers Big Sisters of Metro Atlanta - The mission of Big Brothers Big Sisters of Metro Atlanta is to provide children facing adversity with strong and enduring, professionally supported one-to-one relationships that change their lives for the better, forever. Our non-profit organization has been serving the Metro Atlanta area for nearly 50 years.

"Pender & Associates has provided great service to Big Brother Big Sisters of Metro Atlanta for over 25 years. Our agent provides prompt, courteous service and ensures that our employees receive the best possible insurance benefits available. The executive team is pleased with the quality of our insurance program, and the employees are blown away with the level of personal service. Our agent helps us maintain a compliant employee benefits program, which is so important in today's changing environment."  Linda Mitchell, Executive Assistant to the President & CEO, Big Brothers Big Sisters of Metro Atlanta


Gary Massey has worked as a CPA for over 20 years and is Chief Marketing Officer of AlgoValue, Inc., based in Atlanta, GA, AlgoValue is a cloud based software solution to perform and audit the valuation of equity securities of privately-held companies.

"After hearing our frustrating experience trying to navigate, a business connection referred Gary to Pender & Associates. When we called, we were given tips for 1) streamlining the enrollment process, 2) choosing suitable coverage for our requirements, and 3) selecting a carrier that allowed us to keep our doctors – a very important feature for us. Thanks to our agent’s expert advice and assistance, we experienced a successful “on-exchange” enrollment via All in all, we were very satisfied with Pender & Associates and would definitely recommend them to our friends, business relations, and acquaintances.Gary and Chelly Massey


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