Pender & Associates is a client-focused, independent insurance agency specializing in health, life, and ancillary coverage for businesses and individuals.

For close to half a century, we have created competitive employee benefit packages for small to mid-size companies – helping them become successful and profitable by means of a Human Resources program worthy of attracting and retaining top employees. We understand the compliance challenge and undue burden government regulations have created for the business owner; and, desire to share our knowledge and expertise helping them make informed HR decisions.


During the same 40-plus years, our agency has navigated the insurance market for thousands of families and individuals – advising them with coverage options for shielding assets and providing income security. We agree that Individual Health Reform is complicated and makes purchasing insurance confusing; yet, our agents are experts at simplifying and implementing the entire process.

Business or Personal, we are “Your Source for Quality Insurance Since 1972.” We thank the countless people that have helped us obtain our current reputation.


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